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Ready your regulatory business plan Perhaps the most onerous face of the FCA application process is the creation of a dedicated and detailed regulatory business plan that essential be uploaded to this part of the application equally a separate text file.
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Do you have to change your business model when applying for FCA?
We generally expect firms to be ready, willing, and able to conduct the business they are applying for. However, we also acknowledge that sometimes firms may undergo a change in their business model and want to make minor changes to their submission, while a determination of application is still underway.
Which is the most onerous part of the FCA process?
Perhaps the most onerous aspect of the FCA application process is the creation of a dedicated and detailed regulatory business plan that must be uploaded to this part of the application as a separate document.
Why does the FCA need a business plan?
The FCA has prepared the plan and guidance in order to address the fact that some applications for authorisation by prospective lending firms take longer than necessary because the business plan submitted in support of the applications is insufficiently detailed. The FCA has stated that all business plans should explain:
How to submit an application to the FCA?
Use Connect to submit your application to us. Find out how to apply for authorisation using our online system Connect. You will need to log on to Connect to create your application pack to submit your application to us.
Last Update: Oct 2021
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